toy needs no unscrambling at all — the three-letter word is already the strongest play its own letters allow, banking 6 points in Scrabble as it stands. In all, 4 valid words come out of this rack, grouped by length below and checked for Words With Friends as well as Scrabble.
toy is the highest-scoring word from toy, worth 6 points in Scrabble. The top 4 of 4 words are shown here, with the full list organized by length below.
Only one three-letter word uses the letters in toy — and it is toy itself. No unscrambling is needed: the word is already playable as written, worth 6 points in Scrabble.
There are 3 two-letter words that can be made by unscrambling the letters in toy. If a familiar word is all you need, start with oy, to, and yo. For points, the strongest plays are oy and yo — each worth 5 points in Scrabble.
The full list follows, sorted A to Z; every score reflects tile constraints and skips board bonuses.
Swap a single tile in toy and you get a different three-letter rack with its own word list. None of these appear in the results above — they share 2 of the 3 letters, not all of them.
toy is in the NWL, the official Scrabble word list for North America, and in the Words With Friends dictionary, so it's playable exactly as it stands and needs no unscrambling.
The 1-point gap between the two totals comes from the tile values themselves: Scrabble and Words With Friends price the same letters differently.
Dictionaries record eight senses for toy. Scrabble and Words With Friends score tiles and not meanings, so every sense below is worth the same 6 points on a Scrabble board:
toy is the only three-letter word the same letters produce. No arrangement of the same tiles scores higher in Scrabble, so playing toy unchanged also takes the maximum points these letters offer.
The highest-scoring play from these letters is toy, worth 6 points in Scrabble, and no other word from toy earns more points in Scrabble. Words With Friends prices the same letters differently, so the top of the list changes on a Words With Friends board. Both scores count tile values only and exclude premium squares.
The letters in toy produce 4 valid words in the Scrabble and Words With Friends dictionaries. The word count by length is: 1 three-letter word and 3 two-letter words.